Divorce lawyer and mediator Carl Arnold recently sat down with Mitch Irwin, who is a mortgage banker that focuses on mortgages in divorce, and recorded this video (see video below) about when to seek mortgage advice in the context of divorce.
Learn more about Mitch Irwin and mortgages in divorce at www.mitchirwin.com. You can reach him directly at mitchell.irwin@fa-bank.net.
Here’s a sample from his website:
I specialize in helping families transition one household into two. I participate in and support organizations that promote fair and collaborative divorce. I also complete over 30+ hours of continuing legal education per year to stay on top of the industry issues. That is why I can effectively help answer questions like:
•Can I afford to keep the house based on my new income?
•Will I be able to afford a home close to my children?
•Was my credit bruised throughout this process?
•How do I establish individual credit and close joint accounts?
•What is the best way to compensate the vacating spouse?
•Is a refinance necessary to keep the house in my name only?
Christine Ubben submitted the following seminar for publication on Always Family Center. Thanks Christine!
FREE FAMILY LAW SEMINAR
5 THINGS YOU NEED TO CONSIDER IF DIVORCE IS IMMINENT
Sponsored by The Law Office of Diane Kaer, Attorney &
Stacey Brown, Financial Advisor with Edward Jones
Date: November 9, 2009
Time: 6:30 – 8:00 pm
Location: 3420 155th Street West, Suite 103
Rosemount, MN 55068
If you are contemplating divorce this seminar is a must! Gather preliminary information about the process and what to expect. Learn about some of the resources available if you cannot afford representation. Find out what information you should be prepared to provide to get started. See how the changes in our economy might impact important decisions you will be faced with, and more….
THERE IS NO COST TO ATTEND!!
ADVANCE REGISTRATION IS REQUIRED
Refreshments provided
To Register Contact:
Diane Kaer
(651) 322-9244 or diane@kaerlaw.com
or
Stacey Brown
(651) 322-2905 or stacey.brown@edwardjones.com
Daisy Camp is an inexpensive retreat for women thinking about or experiencing divorce. The sessions are held at the AmericInn Lodge and Suites in Belle Plaine, MN.
From their website:
“D”aisy Camp is a one-of-a-kind weekend spa retreat that provides legal, financial, and practical advice from professionals who are outstanding in their areas of expertise. The retreat is designed to help women who are going through divorce related transitions. The retreat also includes inspirational stories from women who have survived and thrived after divorce. Relax and enjoy massages, facials, and makeovers which are included in your spa weekend package. Attendees leave the Camp with a comprehensive Divorce Handbook and the option to attend ongoing support groups.
There are 5 weekends scheduled for 2010:
February 5-7
April 2-4
July 9-11
August 27-29
November 5-7
To find out more information, go to the official “D”aisy Camp website at www.daisycampforyou.com.
I recently met Stacey Brown of Edward Jones in Rosemount who clearly has a passion for assisting women with their financial goals. On October 20 from 6:00-7:30 pm, Stacey and a local attorney will be presenting a seminar for women related to finances and divorce. If you can’t make it to the October 20 seminar, it will be offered again on November 9.
Stacey Brown
Edward Jones
3420 150th Street West, Suite 103
Rosemount, MN 55068
Phone – 651-322-2905
Fax – 866-462-9483
stacey.brown@edwardjones.com
Author of this post:
Christine Ubben, M.A.
Licensed Professional Counselor
Phone: 952-288-4091
Email: christine@ubbencounseling.com
Website: www.ubbencounseling.com
Do you or your spouse want to reconcile instead of divorcing? Here’s a very interesting overview of a new project in Minnesota where Collaborative lawyers are helping clients reconcile instead of divorcing. The video is of Minnesota Collaborative lawyer Bruce Peck.
As a divorce lawyer and mediator, I wish health insurance and medical costs didn’t come into play in decisions to divorce, but they do.
I’ve told friends and family that I predict that in the near future people will plan their divorce around health insurance issues. Specifically, I predict that people will begin to get legal separations (when they otherwise would have gotten a divorce) that address every legal issue except they will still be legally married. Why would a married couple go through all this effort without actually getting a divorce? One reason, to keep their ex on their health insurance. I can’t tell you how many times I’ve heard astonished couples–who are supposed to hate each other, right?–tell me that they want a divorce but they don’t want their spouse to lose health insurance coverage. They don’t, and frankly I don’t either, understand why they can’t still cover their ex under their health insurance.
Now, here’s a twist to that idea in an interesting article in the New York times titled Until Medical Bills Do Us Part that relays the experience of a happily married couple being advised by hospital staff that they should probably get divorced for financial reasons because one of them became chronically ill. The article states in part:
The hospital arranged a conference call with a social worker, who outlined how the dementia and its financial toll on the family would progress, and then added, out of the blue: “Maybe you should divorce.”
Of course, estate planning attorneys have been dealing with this issue for many years. They advise clients to move assets into their children’s names so that their clients appear poorer than they really are. One year they own a house and stocks and then the next year they have no assets and their children own everything. The New York Times article is just a slight twist on that idea. Instead of giving asset to the kids, they give them to their spouse…and then they get a divorce. In other words, divorce your husband or wife and give the healthy spouse all the assets.
This all ties into the current health insurance debate. Unfortunately, I don’t think this particular issue will be addressed anytime soon, but it’s something to consider.
Should people be able to cover their ex on their health insurance after a divorce? Isn’t there a problem on a public policy level when it makes sense to advise happily married couples to divorce for financial reasons when one of them becomes chronically ill?
Unfortunately, it isn’t easy to find information on divorce and Wills and Estate Planning, at least not on any of the Minnesota Family Law Blogs that I follow. In the future, I hope to add more information about the connection between divorce, kids and Wills.
Minnesota divorce lawyer and family mediator Carl Arnold created and manages Always Family Center as a free resource for people that are dealing with family conflict or facing divorce, parenting time, child support and related issues. Mr. Arnold is trained and experienced in mediation and collaborative divorce and enjoys offering these great alternatives to clients. He offers a free initial consultation to help you understand your options. He meets with clients in Hennepin, Dakota, Rice, Le Sueur, Steele and Goodhue Counties.
Schedule your appointment by calling 507-581-7242 or by emailing arnoldlawandmediation@gmail.com.
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Daisy Camp is an inexpensive retreat for women thinking about or experiencing divorce. The sessions are held at the AmericInn Lodge and Suites in Belle Plaine, MN.
I recently met Stacey Brown of Edward Jones in Rosemount who clearly has a passion for assisting women with their financial goals. On October 20 from 6:00-7:30 pm, Stacey and a local attorney will be presenting a seminar for women related to finances and divorce. If you can’t make it to the October 20 seminar, it will be offered again on November 9. 
Minnesota divorce lawyer and family mediator Carl Arnold created and manages Always Family Center as a free resource for people that are dealing with family conflict or facing divorce, parenting time, child support and related issues. Mr. Arnold is trained and experienced in mediation and collaborative divorce and enjoys offering these great alternatives to clients. He offers a free initial consultation to help you understand your options. He meets with clients in Hennepin, Dakota, Rice, Le Sueur, Steele and Goodhue Counties.
Schedule your appointment by calling 507-581-7242 or by emailing arnoldlawandmediation@gmail.com.
